Critical Illness Insurance
There are a wide range of Canadian insurance companies who offer a critical illness policy. The terms and conditions will vary from company to company, but the following ailments are insurable by virtually all insurers (Base Coverage):
-Heart Attack
-Stroke
-Cancer - Including Breast & Prostate Cancer
-Coronary Bypass Surgery
In Addition, the following conditions are insured, depending on which insurance company is chosen (Enhanced Coverage):
-Multiple Sclerosis
-Parkinson's Disease
-Kidney Failure
-Paralysis/Paraplegia
-Major Organ Transplant
-Severe Burns
-Aorta Graft Surgery
-Balloon Angioplasty
-Benign Brain Tumour
-Blindness in both eyes
-Coma
-Coronary Artery Disease
-Heart Valve Surgery
-HIV through Blood Transfusion
-Pre Senile Dementia (Alzheimer's)
-HIV Medical Profession
-HIV Assault with Needle
-Loss of Hearing
-Loss of Independent Existence
-Loss of Limb
-Loss of Speech
-Motor Neurone Disease
As not all critical illness policies are the same, it is important to seek out professional advice and guidance in choosing your policy. We can help.
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